Discover the Method:

A Personal Financial Planning Process That Brings Clarity and Confidence to Your Decisions

Our Financial Planning and Investment Management Process

Every client works through a clear, organized CFP® financial planning process designed to help you understand where you stand, what you want, and how to move forward with confidence.

Financial Planning Process Steps

Organize

We begin with an introductory meeting to organize your full financial picture of where things are now. This includes looking at cash flow, savings, insurance, investments, taxes, retirement accounts, and estate documents.

Define

Together, we discuss your goals and align on scope. Maybe you need to plan for college or you want to buy a second home. Maybe you’ve been mulling over a Roth conversion and securing a solid fixed income when you retire. Whatever your goals and needs, we define those so we know what to work towards.

Create

Next, we create a clear action plan and simple system of accountability so you can make steady progress. Don’t worry, we don’t hand you a 100 page PDF to-do list. This is an interactive phase where we connect regularly to build your plan. Each step is designed to fit into your busy life and move you forward towards your defined financial goals.

Serve

Once your plan is in place, our work continues. As your ongoing advisor, we’re here to guide you through decisions, monitor your plan and portfolio, and help you adjust as life and markets change. You don’t have to navigate anything alone.

Take the Next Step in Your Personal Financial Planning Process

A Simple Approach to a Strong Financial Future

Wondering What To Ask Your Financial Planner…

Simple questions to ensure you’re choosing the best financial planner for your needs.

Privacy Notice

We recognize the importance of protecting our clients’ privacy. We have policies to maintain the confidentiality and security of your nonpublic personal information. The following is designed to help you understand what information we collect from you and how we use that information to serve your account.

Categories of Information We May Collect

In the normal course of business, we may collect the following types of information:

Information you provide in the subscription documents and other forms (including name, address, social security number, date of birth, income and other financial-related information); and
Data about your transactions with us (such as the types of investments you have made and your account status).

How We Use Your Information That We Collect

Any and all nonpublic personal information that we receive with respect to our clients who are natural persons is not shared with nonaffiliated third parties which are not service providers to us without prior notice to, and consent of, such clients, unless otherwise required by law. In the normal course of business, we may disclose the kinds of nonpublic personal information listed above to nonaffiliated third-party service providers involved in servicing and administering products and services on our behalf. Our service providers include, but are not limited to, our administrator, our auditors and our legal advisor. Additionally, we may disclose such nonpublic personal information as required by law (such as to respond to a subpoena) or to satisfy a request from a regulator and/or to prevent fraud. Without limiting the foregoing, we may disclose nonpublic personal information about you to governmental entities and others in connection with meeting our obligations to prevent money laundering including, without limitation, the disclosure that may be required by the Uniting and Strengthening America Act by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001 and the regulations promulgated thereunder. In addition, if we choose to dispose of our clients’ nonpublic personal information that we are not legally bound to maintain, we will do so in a manner that reasonably protects such information from unauthorized access. The same privacy policy also applies to former clients who are natural persons.

Confidentiality and Security

We restrict access to nonpublic personal information about our clients to those employees and agents who need to know that information to provide products and services to our clients. We maintain physical, electronic and procedural safeguards to protect our clients’ nonpublic personal information. We respect and value that you have entrusted us with your private financial information, and we will work diligently to maintain that trust. We are committed to preserving that trust by respecting your privacy as provided herein.