Money may involve percentages and compound interest, savings scenarios and formulas, but the logical comfort of math does not make our response to a crisp Benjamin any less emotionally driven. But once you know your money mindset it is possible to rationalize your conscious mind away from automatic habits and disentangle the emotion from the[…]
Tax season is about more than just reluctantly handing over hard-earned dollars to Uncle Sam. It is also a time to reflect on the multitude of options and vehicles available to the astute investor. It is a moment to refocus your attention on diversification and portfolio construction, to check the choices you’ve made in the[…]
Tax Day – for many, possibly one of the most loathed entries on the annual calendar – usually falls on or shortly after April 15 and is the day by which your federal tax return must be submitted. In 2022, April 18 marks the deadline for filing your 2021 tax season return. If the idea[…]
Every year, at roughly this time, financial planners and wealth management professionals encourage clients to sit down and undertake a thorough review of the year past. An annual review of your financial goals, as well as the progress made in attaining them, is a cornerstone of responsible financial planning. It provides a timely reminder of[…]
Social Security is the one monthly contribution American workers don’t begrudge, and which millions count on each and every year. In 2021 alone, Social Security paid out more than $1 trillion in benefits to some 65 million recipients, including some 46.7 million retirees and 8.1 million disabled workers. According to the US Social Security Administration[…]
It’s never been easier to access a range of investment options. Today’s investor can buy stocks across a range of sectors with just the click of a button, they can hold cryptocurrencies alongside US Treasury bonds and property, and easily gain exposure to markets as far afield as Europe and Asia. But just because you[…]
Have you ever weighed up the return on investment that comes with having a college degree? Or why saving for a child’s college education is among the biggest financial stressors facing American parents? If you sit down to crunch the numbers, it’s clear that it all comes down to future possibilities. Holding an associate degree[…]
How do you imagine your retirement? I’m sure you see yourself aging gracefully, a picture of health and happiness, right? Maybe enjoying frequent holidays, catching up with friends and loved ones, pursuing interests and hobbies once your working days are behind you. But your health is certainly not to be taken for granted, and neither[…]